Texas Rural Home Loans

• The property must be in a designated rural area (we can check this for you)
• The property must be for residential use and you must intend to occupy the home as your primary residence
• The value of the land should not be more than 30% of the total property value
• You must NOT already own adequate housing in the area you wish to purchase in
• You must be a US citizen or be a legal permanent resident to the US
• Reasonably good credit is required, especially the most recent year
• Sufficient dependable income is required for the home you wish to buy; generally the home total payment should be no more than 29% of your gross monthly income. Exceptions may be possible
• There is an income limit that depends on the county, it is about 115% of the US average
• You must NOT have liquid assets of 20% or more of the homes selling price

Other rules apply but if you meet the above qualifications you will probably qualify. Details may change so call us for the most updated information. If you don’t qualify for the USDA program we have several other options available. Please call for a free, no obligation consultation.  

Address:
28 FM 1960 West
Houston Texas 77090

Phone:
281-537-7800
966-433-0500 Toll Free

Fax:
832-565-1656

Mortgage license number:
65252

Email:

Apply Now!